All Recent GLG News Analyses by Leading Experts at JAVELIN STRATEGY & RESEARCH INC.

James Van DykePresident and FounderJAVELIN STRATEGY & RESEARCH INC.

The value of acquisitions like this can be predicted by Javelin's CDA model

July 27, 2009

Analysis of:Oracle To Buy Data Integration Vendor GoldenGate | www.informationweek.com

IT acquisitions are common, and there's an easy-to-use model for predicting when the optimal value exists. 

James Van DykePresident and FounderJAVELIN STRATEGY & RESEARCH INC.

Fidelity National INfo Svcs' acquisition of Metavante: Competition for Fiserv/ORC/iPay, Opportunity for Acquisition of Risk Management Companies such as ID Analytics or Early Warning

April 2, 2009

Analysis of:Consulting Management Platform | www.fidelityinfoservices.com

-Growth in electronic payments -Competitive pressure in financial services and payments systems -M&A activity in risk management

James Van DykePresident and FounderJAVELIN STRATEGY & RESEARCH INC.

There's no Downturn in the Market for Consumer ID Fraud Protective Services

June 20, 2008

Analysis of:ID Protection Startup Prepares Commercial Push | www.darkreading.com

This article focuses on one of many startups in the consumer protective services space, as evidence of an "evergreen" market category. Current challenging economic times make investment in this ID Fraud sector a natural, and desperate times could actually bring about increased criminal activity leading to higher revenues. Key companies include Affinion, CardCops, Debix, Experian, Equifax, Fair Isaac, Lifelock, TransUnion, TrustedID, and more.

James Van DykePresident and FounderJAVELIN STRATEGY & RESEARCH INC.

Mobile PtoP Payments: MasterCard's Partnership with Obopay Demonstrates Why This Market Deserves Attention

June 19, 2008

Analysis of:MasterCard Partners with Obopay to Offer Industry-leading Person-to-Person Mobile Payment Service | www.mastercard.com

Mobile PtoP payments are a disruptive technology that must be monitored by financial industry investors, because it requires no hardware infrastructure change, and can be adopted by consumers today to send payments between individuals. All leading payments brands, banks, and processors could be affected by growth in mobile PtoP payments, and Javelin's research data shows that this is a technology that consumers are ready for now. With much focus on interchange fee and bank profitability, the potential for mobile PtoP payments to change payments-fee models is important to monitor.

James Van DykePresident and FounderJAVELIN STRATEGY & RESEARCH INC.

MasterCard’s inControl Announcement: this is big (UDLAP) news

October 12, 2007

Analysis of:MasterCard Joins Forces with Orbiscom to Create Innovative Platform Enabling Issuers to Quickly Launch Innovative Products and Services | www.mastercard.com

Cardholders crave the ability to control which transactions are allowed to occur in their accounts, as well as which specific transactions, channels and thresholds are used to alert them of specific activity based on conditions they have set in advance. These capabilities may go beyond just preventing fraud losses, but also may have a big impact on which card consumers decide to use or what new account they will apply for in the future.

James Van DykePresident and FounderJAVELIN STRATEGY & RESEARCH INC.

Oracle buys Bharosa: Is it primarily a financial services (vertical or IAM (identity access managment horizontal) play?

August 28, 2007

Analysis of:Oracle Buys Online Identity Theft and Fraud Detection Leader Bharosa | www.oracle.com

Consumers should have more control in how their identity information is used. In financial services and payments, the trick is to bridge the islands of identity directly from the core processing systems or payment account record out to notifications and controls that securely and conveniently reside in the hands of the authenticated customer.

James Van DykePresident and FounderJAVELIN STRATEGY & RESEARCH INC.

Could contactless lead to growth in demand for PIN?

August 27, 2007

Analysis of:Mobile, voice or finger? | economictimes.indiatimes.com

Many consumers are neutral on contactless as being a security threat. This makes security a barrier that contactless needs to get over in order to enhance adoption. This barrier may lead to more cardholder interest in PIN for both credit and debit cards.

James Van DykePresident and FounderJAVELIN STRATEGY & RESEARCH INC.

Payment cards: uninterrupted service good when intended, bad when unintended

June 27, 2007

Analysis of:MasterCard to Enable Cardholders to Keep Account Numbers When Switching Card Programs | www.webwire.com

Having uninterrupted service is good because consumers can continue to make transactions even when switching to a new card. Although, having uninterrupted service can also be bad because it allows all transactions to continue, even those that we may not desire.

James Van DykePresident and FounderJAVELIN STRATEGY & RESEARCH INC.

What Adam Smith foretold about TJX in 1776

April 22, 2007

Analysis of:Data Theft Doesn't Slow Sales for TJX | www.forbes.com

Consumers lack perfect information about the security of their personal information at retailers, banks and other firms

Companies (such as TJX) can suffer from significant problems (such as the largest recorded data breach in history) and still post record profits, as long as consumer’s lack “perfect information” upon which to act on their very, very clear intentions.

James Van DykePresident and FounderJAVELIN STRATEGY & RESEARCH INC.

Computerworld: ID theft threats have surged 200% since Jan. 1

March 28, 2007

Analysis of:ID theft threats have surged 200% since Jan. 1 | www.computerworld.com

Traditional ID crimes (those committed involving mail theft or committed by perpetrators who are "close to" the victim) will always have higher attack-to-success ratios.

Staying off the internet does not necessarily mean you are not subject to online-caused risks.

The key to safety is to protect yourself online (Use Anti-Virus, Anti-Spyware, Firewalls, etc.) and offline by choosing to receive paperless statements and shredding sensitive documents. 

Page : 12Next1 to 10 of 15