Financial & Business Services News 3

• "After the Horses have run, the stable doors are being Locked"- A CASCADING EFFECT OF SUPER PRIME CRISIS FOR INDIA
• "Beyond Payday Loans," The Wall Street Journal, January 24, 2008 - The Rest of the Story
• "V" Is For Visa's Victorious $18 Billion IPO
• “Credit Card Fair Fee Act of 2008” Would Devastate Card Payments Industry
• 2007 Gift Card Sales Will Give Retailers A Boost
• 2008 - The Year of the Sales Rep
• 2008 Mortgage Outlook: Delinquencies, Foreclosures, Too Much Inventory & New Home Construction Sinks
• 21st Century media exposure + dishonest people + the mortgage crisis could = more fraud
• A Bond Insurer: Material Marketplace Losses Threaten a Viable Financial Institution
• A Broad Turnaround: Deterioration of the Mortgage Market
• A Challenge to Affluence
• A Cracked Foundation: Market Sentiment or Expectation of Government Bailout.
• A Government indeed that helps its poor in need
• A great effort- for the common man- Mr. Citizen of India
• A Lack of Capitalization - A Misrepresentation of Ratings OR Providing Disclosure?
• A MATTER OF TRUST
• A negative outlook on the subprime market may be fine, but you need to pick the optimal vehicle to short this market with.
• A Non-Standard Insurance Segement:A Predictive Modeling System for Diversity.
• A Plea For A Principles Based Rather Than A Rules Based Approach
• A Processing Giant Assessing Its Futures Future in a World of Turmoil
• A Recue Deal: Countrywide and Bank of America
• A Right Turn in the Right Direction at the Right Time by the Right Bank
• A Rupee in Contrast !
• A Troubled Financing Business: An Additional Capitalization Decision
• A Weak Residential Mortgage Capitalization and a "Recession" - Liquidity is Obsolete
• AAA Subprime 80 cents on the dollar – a good estimate not wild speculation
• Above the mean; below the mean!
• Accounting Changes and Expanded Disclosures:Timely or Untimely?
• Agency Entrepeneurs - A Horse of Many Colors
• All good things take time
• All that glitters need not be Gold
• Allowing For a Flexible, Adaptive Business Plan means Growth, if not Survival During Catstrophic Events.
• Alpha-Beta – Why should we pay more?
• Amazon Attempts a Monopolsts's Squeze
• Amazon makes for a difficult benchmark
• Ambac and other bond insurers face "massive losses over the next few quarters" that will test their ability to raise new capital
• American roulette misses Aussie Banks
• AMEX Expanding into the Final Frontier.
• AMEX Charges Posting to Other Card Associations?
• Amex takes a step to open up the acceptance side of its network
• AmEx Won't Be the Only Loser As Credit Card Delinquencies & Defaults Skyrocket
• An Ill Conceived Idea Fizzles Out?
• An Inflow of Cash and Investment from Capital Markets:Oil Suppliers Affect a Strategy
• Another bandaid on the distresses mortgage market.
• Are Companies Really Going to be Adopting These Technologies/Processes in 2008
• As Check Volumes Plummet The Fed Speeds Up Infratructure Changes
• Asia Plaza (alternative investment arm of CL Securities) Profited USD 87 Million in 15 Months In Taiwan Commercial Property
• Assault on Credit Squeeze: An Increase Market Liquidity
• Assets Grow andTrading Volume Rises.
• ATM and POS Systems:Forward Stocking and Serviceability Enhancement
• ATM and Self-Serve Banking Kiosk Market Opportunities
• ATM's Wearing the Emporer's New Clothes
• Auditors, don't get fooled again...The Fed, Treasury and the Taxpayer Funded Superfund BAILOUT
• Australian Economy has the Mettle
• Australia's Problem
• Australia's Problem - Double Whamnmy
• B of A acquires a stomach ache
• Bad Markets & Mix of Investments & Timing
• Bancassurance will thrive in emerging markets through increased growth as a distribution alternative and as a mechanism for customer convenience and trust
• Bancassurance: Winning Strategy or Wishful Thinking?
• BANESTO BARELY ON THE WIN
• Bank IT spending continues to increase in spite of lower bank earnings reports
• Bank of America may be coming back to reality
• Bank of america needs to stay Fair
• Bank Push To Spin Off Troubled Assets Repeats Subprime Cycle
• Bank Reserves: Required - Huge Writedowns
• Banks Charged Over $36 Billion In ATM & Overdraft Fees In 2007 to Boost Revenues
• Banks do it, home builders do it, automakers do it, consultants do it, and now, even bank tech vendors might lay off employees for the first time in history
• Banks Who Offer e-Bill Payment Services Are Gaining Market Penetration & Loyal Customers
• BarCap's Co-President Is the Latest Victim of the Subprime Mortgage Slump & Credit Tight Rope
• Barclays recent decline not unexpected.
• Barclays Throws In the Towel and the RBS-Consortium Will Divide ABN's Spoils
• Bark vs Byte...
• Be Careful What you ask for you might get it.
• Be Careful What You Wish For
• Be Careful Who You Trust!
• Bear markets are notorious for repeated failed rallies that crush the last drop of optimism out of investors before putting in a bottom
• Beauty like Quality in the Eye of the (Patient) Beholder
• Beyond payday loans to a new middle class?
• Bid Your Corporate P/C Insurance During Soft Market
• Big bank vs. small bank - Which one has the best technology?
• Big Banks for Sale: A Buyer's Market or Dilemma?
• Big Banks May Be the Biggest Losers In 4Q07 With More Write-downs Expected
• Blackhawk Network Brings Its One-Stop Shopping Gift Card Mall Program to Kroger Stores
• BOA and Operational Risk
• Boards of Directors Need to Meld Creative Business Solutions with Legal Advice
• BOC (Back Office Conversion) Is Posied to Take e-Payments Share In 2008
• Bond Insurers Exposure to Sub Prime Assets - One Size Doesn't Fit All
• Borrowers make economically rationale and sometimes different choices about which obligations to pay
• brantleys wiev
• Brief commentary on bancassurance developments in emerging markets.
• Can Bank of America Bailout Countrywide One Last Time?
• Can Goldman Sachs' "Midas Touch" Rescue Troubled Northern Rock From Nationalization?
• Can Microsoft make the transition to a SaaS provider?
• Can NYSE and NASDAQ make it in China?
• Can Treasury Secretary Henry Paulson Convince the Mortgage Industry To Bailout Suprime Borrowers?
• Capping MasterCard and Visa acceptance fees would ravage the U.S. card payments industry
• Cardtronics's IPO Fell Short of Expectations
• Carriers and Agencies are are gaining market share, but at lower margins.
• Cash Infusions into Money Markets and Financials Provide Significant Boost to Dow Jones and SP 500
• CDO Guarantees, An Anchor Arround Barclay's Neck
• CFO choices
• Chase Expands Surcharge Free ATM Access At Hess Express Gas Stations In NY & NJ
• Chase Will Deploy 900 Check-imaged/No-envelope Deposit ATMs in 2008
• Check Image Volume Continues to Grow and Could Save Banks $2 Billion Annually
• Check Image Volume Grows As Paper Check Volume Continues to Decline
• China investment in U.S. bank first of many yet to come
• CITGroup Closes Its Wallet To Student Lending
• Citi Launches QuikRemit to Gain Share of Global Remittances Growth
• Citibank’s Branch Expansion Strategy: No Miracle Leads to Reality Check
• Citigroup will reduce its dividend payment and issue new securities to raise capital
• Citi's assets are better than the quality of its management
• CME Across Asset Classes
• CME Group Eyeing NYMEX For $11 Billion But the DOJ Could Hamper the Deal
• CME not a monopoly
• CME Third Quarter Earnings
• CME to Benefit from Merger
• CME Uses the Predator Partnership - Again
• CMS Leaves American Healthways & Rocks Disease Management
• Commerce Bancorp & TD Bank $8.5 Billion Buyout Deal In Jeopardy
• Commercial Insurance Price Decline Will Continue
• Commercial Print Transitions
• Computershare (Sydney Exchange Symbol - CPU) Acquires Control of German Bank VEMAktienbank
• Congratulations to all who were in the bank tech world in 1985, and are still here to remember
• Congress Grilled Bank Regulators on 3.4.08: Asks Why A Warning Bell Didn't Sound On Risky Lending Practices?
• Congress Wants to Talk "Executive Pay" With Angelo Mozilo, The Prince & Stan O'Neal on 3.8.08
• Considerations in Entering the Nonstandard Auto Insurance Business
• Consolidation - Predictable for banks, Anything goes for tech vendors
• Consolidation among Dealers is a Negative for OTC Derivatives Brokerage
• Consolidation in Germany's internet and mobile market?
• Consumer Cash Squeeze to Worsen
• Consumer Credit: Hugh Losses
• Contactless card readers can improve student and teacher security on school campuses
• Converting Brick and Mortar into Cash
• Countrywide Financial not out of the woods yet.
• Countrywide Lays an Egg - Is it Broken, Rotten, or Deviled?
• Countrywide's Greed Has Led To A Loss of $19 Billion In Market Value In 2007
• Credit Card Executives Summoned To the Hill To Defend Deceptive Credit Card Practices
• Credit Cards optional to online payments...
• Credit Crunch Blamed For Diebold's 800 Job Cuts
• Credit Derivative Swap trading is ready to move to an exchange for the benefit of all participants.
• Credit Market Crisis: Stabilzation is Imperative
• Credit Squeeze Release Valves Open Wider
• Customer performance analysis is the unifying factor in transforming payments services at big banks.
• David Boies puts a big notch in his belt and Visa starts clearing the deck for its IPO
• Debit Card Growth Continues to Skyrocket; Surpassing Other Payment Instruments
• Debt: Bail-out for Troubled US Payments
• Deconstructing Alpha
• Desperate Actions
• Desperate times......
• Despite Bad Yead IT Spend Increases
• Diebold Secures 6,000 ATM Orders From China's Largest Bank & Oil Company to Ready For the Beijing 2008 Olympic Games
• Digital images at SERVER LEVEL vs CLIENT
• District Court Ruling May Prompt Taiwan Goverment to Re-consider Cross Strait Policy
• Do We Really Need Bond Insurers?
• Don't be misled by the flap on Facebook Beacon - it can yet deliver many benefits.
• Driving with the rear-view mirror - Recession Fears Realized
• EAPS takes a baby step toward challenging MasterCard and Visa
• Economic Recession in 2008-2010 timeframe
• Economic slowdown can be good for rural Microfinance
• End of 2007 Stock Market Review – Weathering the Financial Turmoil of a Credit Crunch
• end of year credit crunch
• Entitlement v. Commercial Insurance: Place Your Bet.
• Equifax will lose focus if they continue to chase Business Process Managment (BPM)
• European Exchanges Will Lose Market Share To Alternative Execution Venues
• Every action has equal and opposite reaction
• Excess Supply: Strong Profits - Low Losses.
• Expect a sharp, long recession
• Expect at least four very bad quarters for Morgan
• Expect at least four very bad quarters for Morgan
• Expect more bad news from Credit Suisse
• Expect to see more suits and bigger failures
• FDIC Suggests Banks Should Be Regulated Over High ATM Surcharge Fees
• Fed Rate Cut Expected - Is that a good idea?
• Fed rate cuts of the short term Fed funds rate are not the right solution for what ails our modern financial system today.
• Fidelity Exits Mortgage Business to Focus on Banking, Limit Risk
• Financial implications of KDG's acquisition of 1.2 million households for Euro 585 million
• Financial stimulus by tax reduction and lower interest rates could survive growth
• Florida Property Insurance Poll: No More Quick Fixes
• FNMA/FHLMC support does little to help if appraisal values fall
• Foreign Owned Banks is Dangerous
• Foresight Better than Hindsight
• From womb to tomb - have we got a card for you!
• Futures Juggernaught Chugs Along
• GE has started to dismember the house Dave Nissen built
• GE mulls throwing in the towel in US credit card arena
• Germany confronts the worst financial crisis since 1931
• Get the Rich to make the Poor rich
• Global Credit Crunch: Cash Withdrawals
• Global Credit Crunch: Massive write-downs by US Banks
• Global forecasts updated in wake of credit crunch
• Global growth for 2006 in life insurance and property-casualty premium by region and by country with analyses of per-capita spend, annual growth and select macro-statistics
• Globalization of the Financial Marketplace - Fact.
• Gold Should Not Be Used as an Alternative in Portfolios
• Goldman Sachs & THL Provides MoneyGram the Capital to Stay Afloat In Exchange for 63% Stake
• Good deal-depends
• Good for today, uncertain for the future
• Goodnews for Chailease (listed in Singapore)
• Government is Big Business
• Governments At All Levels Must Partner With The Insurance Industry As Business Entities, Or The Public Will Fail.
• Grocer Safeway has incubated a gift-card-distribution pioneer and gem of a business
• Growth In e-Payments Volume Contributes to -6.4% Annual Check Decline
• Growth Through Acquisition
• Heady with its Visa settlement Amex fires a salvo across MasterCard’s bow
• Hedge Funds, Pension funds, "Derivatives", a ticking time bomb. Sub-prime mortgage derivatives.
• Here We Go Again!
• Hidden losses to come
• High Gold Prices: Not a sign of Impending Doom
• Home Owner's Insurance Market Finally Softening
• Housing Meltdown Far from Over
• How Bad Can It (the Subprime Meltdown) Get?
• How Foolish We Were ...and Will be Once Again!
• How long will the central banks unity last?
• How the current rate cuts and other stats will impact the market
• How the West was won
• HSBC as a Bellweather Indicator
• HSBC to Writedown $17.2 Billion; Pressured to Sell U.S. Business Unit - HSBC Finance
• Huge Prospect expected from the 4th Downtown International Flight Check-in Worldwide
• Humpty Dumpty sat on a wall and along came the Knight
• ICICI bank a bellwether for Indian Financial Sector
• If I were the CFO of a bank tech services company, I would.......
• Implications and Investment Implications of Reg NMS
• In 2008, writedowns expected due to CLOs or LBOs should be smaller in magnitude than the $50B writedowns we have observed due to mortgage bond devaluations.
• In This Soft-Market, Reinsurers Grow With Caution, Price Accordingly And Wait For The Next Disaster.
• Inability to Raise Funds:Dramatic Affect on all Credit Issues.
• Incentives
• Increase in Subprime losses - You Betcha!
• India's Post Offices Is the One Stop-Shop For Retail Banking & Internet and ATM Access
• Individual Market is Sexy But Wears Glasses
• Industry Police Thyself - Or Else
• Infusion of Foreign Capital: Poor Performance by a Major US Investment Bank
• Ingenico Is Making A Play For Hypercom for $332 Million
• Insurance Agencies With Benefits Make For Better Staff
• INSURANCE BROKERS CHARGES FOR UNDERWRITING ASSISTANCE CAN BENEFIT INSURANCE BUYERS!
• International Economy: Risks of Sovereign Wealth
• International Financial Markets: Risk or Opportunity
• Internet banks will benefit from ATM fees push
• Internet Economy “THE OLD AND THE NEW ECONOMY”
• IPhone heats up the debate
• Is Countrywide Cash Poor and Headed For Bankruptcy?
• Is Insuring The Client's Business Enough?
• Is TSYS' Spinoff From Synovus Imminent?
• Islamic banking products (now sold in more than 75 countries) popular among liberal Muslims and non-Muslims
• IT IS THE LIQUIDITY.......TURQUOISE
• ITIN Borrowers Will Remain a Strong Borrowering Group
• It's about time!
• It's fine to close down non profitable rural bank branches
• It's Foreign Trade
• It's not how broadly you spread it; it's how deep.
• It's only a matter of time before all major ISVs are in SaaS.
• JP Morgan Chase Faces Challenges Sustaining the Bear Stearns Prime Brokerage Franchise
• Key Industry Issues: Addressed in a Changing Marketplace
• Key Reasons for Continuing Insurance Price Declines
• Latin America’s New Downside Risk: Competitiveness
• Law of Unintended Consequences is at work again.
• Legg Mason: the Firm versus the Fund
• Let The Battle Begin!
• Like any proud shopper, Temasek is happy to have recognised a bargain in Merrill
• Limitations of VaR are significant
• Liquidity and Loss Implications for Monolines of Voting Rights--Merrill case with XL could have signficant implications
• Liquidity Crunch and Fund Liquidation Lead Gold Lower
• Liquidity Sponge Could Be Full After Last Week's Leveraged Loan Sales
• Lower Margins + Higher Volume = Closer Fiscal Management
• Major Insurers Cant Keep Raising Prices with Employers Baulking
• Major writedowns in 4th qtr and next year are inevitable
• Make Hay while the Sun shines
• Many More To Benefit
• Market Stablisation Efforts are needed to Avert a Crisis.
• Marsh, Aon, Willis, Gallagher, Acordia, Zurich, Ace and all big brokerage houses hard pressed to beat earnings
• Massive Injection of Funds:Subprime Mortgages
• MasterCard Appeals European Commision Ruling to Avoid Losing Market Share & Cross-Border Volume In Interchange Fees
• MasterCard’s coherent global structure is a material advantage over Visa’s federation
• MBIA and Ambac will not be downgraded
• Medicaid Market Attractive, But at Cost to Commercial Underwriting
• Medical Tourism - What a Country. Equador for Your Front and Brazil at the Rear
• Merchandise strategies & dynamic platforms
• Merchant Cash Advance Concept
• Merrill Lynch: A Cash Infusion by Foreign Entities
• Message to the US government: Do not intervene as financial excesses unwind
• Message to the US government: Do not intervene as financial excesses unwind
• Metavante Expands Its International Group With the Acquisition of Nomad Payments For $58 Million
• Metavante has a pile of cash now, but does it have a list of good acquisition candidates?
• Micro Finance- The Most Attractive Financial Instrument For Big Financial Institutions
• Microfinance Keeps on Giving (and Receiving)
• Microsoft is a behemoth that won't be ignored in SaaS offerings
• MiFID Makes Customers the Real Winners
• Might GE Consumer Finance Cut Discover’s life as an independent short?
• Mispricing of Asset-backed Securities: Overvaluation Leads to Major Losses
• Missing parts in strategic and tactical analysis on security
• Mobile banking set to become a standard product
• Mobile Banking: Enhance Consumer Financial Transactions
• MoneyGram Rebuffs Euronet's $1.65 Billion Offer Via A "Standstill Agreement"
• Monoline insurance companies, such as Ambac and MBIA, are in terrible shape -- and the problems are much worse than most realize
• More Accurate Writedown Estimates Are Predicated On Improved Data Quality
• More regulation of insurance.
• Morgan Chase Bailout: A Bargain and A Hugh Capitalization of Assets.
• Mortgage loan restrictions by zip code or county: Prudent reaction to the declining housing market or redlining?
• Mortgage Losses At Fidelity National Prompts Spin-Off of Its Loan Processing Services Unit
• Mortgage Market Woes Gather Steam and More Victims
• Mortgage Meltdown: The Financial Marketplace in Turmoil
• MR. COFFEY'S ASSESSMENT OF THE GLOBAL GROWTH OF REINSURANCE
• MSCI Barra: Benchmark For Passive Managed Portfolio
• NASDAQ PORTAL PLATFORM for 144a, A WISE DECISION
• National City Corporation Courted By Suitors KeyCorp & Fifth Third BanCorp
• NCR's EMEA & Asia-Pacific ATM Sales Attributed to 17% 3Q07 Growth
• Nearshore offers opportunities companies looking for technological sophistication and industry expertise
• Neelie Kroes’s Views on Card Payment Networks: The Good, the Bad, and the Ugly
• New Accounting Compliance Reporting Standards needed for Banks.
• New Age Endowment Building Using Bank Money
• New Mortgage Rules: Government Intimidating Capitalism?
• New Securities Joint Venture: China's Growing Financial Impact.
• New Thomson-Reuters Combination Will Command 32% Share of US$23 Billion Market
• No End To The Madness
• Not All Banks Are Exposed
• Not Enough....Not Even Close
• Now For the Hard Part!
• NYMEX processes with gusto...
• NYSE + Amex Equals More Options
• Occupancy Fraud - Are you Surprised?
• Offshoring clinical trials...damned if you do, damned if you don't!
• One more consideration - RFC's market niche may be eroding
• Organized Hopitals and Physicians Win More Medicare & Medicaid Contracts
• Outsourcing FDA inspection
• Payday Loans: New Rules
• Paying Too Much For Insurance? Fifteen Minutes Could Change Your Mind.
• Perfect Match...
• PERFORMANCE MEASUREMENT – True Benchmarks of Operational Excellence Are Needed
• Pirates of Manhattan
• Poor Judgement Weighs Heavily on MGIC Stockholders
• POST MiFID, NEW EUROPEAN EXCHANGES SURGE
• Practice valuations going at a premium and buyers abound
• Premiere results show difficulties
• Private equity returns and the leveraged loan market
• Prometheus, please bring the credit unions fire!
• Property and Casualty Insurance: A View of the Future
• Proposed Split Creates Short-Term Solution, Long-Term Problem
• Qualified Default Invest Alternatives (QDIA)
• Rating Sins and Redemption
• Ready or Not: Here Comes Banco Wal*Mart
• Recent lawsuits over inappropriate investments will result in lower risk tolerance for asset managers.
• Redemption of Auction-rate Debt:A Dramatic Change in Financial Stategy
• Reed Elsevier portfolio management: a "two steps back & one step forward" strategy with profound consequences?
• Regulatory mandarins rap Visa’s knuckles to cow greater compliance
• Regulatory tide continues to threaten Visa and MasterCard
• Reinsurers Are Allowing For Their Business Models Also To Become More Flexible And Adaptive
• Remaining above the "apprearance of impropriety" being policed by the state
• Remember the old Wall Street adage: "When they raid the whorehouse, they take all the girls"
• Remittance services are key to bank growth and survival
• Repurchase Agreements: A Struggle to Find Acceptable Capital Financing.
• Response to Citigroup Capital Injection
• Restructue Of Five Corporate Entities:Global Operations and Financial Activity
• Retail Banks Must Upgrade Outdated Core Banking Systems To Grow
• Rewarding Doctors Good Medicine to Beat Earning Forcasts
• Risk - Reward investments/endeavors require active investors
• Risk Metrics: An Alternative
• Risks are like electrons, they can smeared all over the universe but they do not ever go away
• Rocky Times Ahead for Bank Technology Vendors?
• S&L Debacle Redux
• Sallie Mae Tells Buyout Consortium to Put Up or Pay Up $900 Million Breakup Fee
• Savvy Clients Should Pay, but Typically Do Not
• Search providers are not a near-term competitive threat to the credit card and payments industry
• SEC may tinker with regulation of rating agencies but solutions lie elsewhere
• Service is not determined by size
• Should you start an insurance agency?
• Signs of entrepreneurship are appearing in the bank tech world
• Simplified Hospital & Physician Ranking Key to Market Share Hold or Gain
• Simply trust insurance companies like you trust the other companies you exchange money for services with
• Slowly but surely, Chi-X is taking first place
• Small step for big banks, big help to small Man
• Smaller "Cats." Mean More Capacity, More Competition, More Financial Discipline.
• So you’d like to see some changes in banking, eh?
• Sovereign Wealth Funds Up 18% In 2007 to $3.3 Trillion
• SPANISH REGULATOR CNMV QUESTIONED ON THE ENDESA DEAL
• Special Purpose Acquisition Companies: Initial Public Offering Market
• Spectrum closure indicates the labor game in India has fundamentally changed...
• Stabilization of Capital Position.
• Standard insurers reach downmarket for nonstandard auto
• 'STATUTE BARRED' DEBTS CAN GET YOU STILL!! - Golding Consulting Limited
• Steve Case’s $50 million and Jason Hogg’s ideas are not enough to make a dent in the card payments and money transfer markets
• Still Room for (ATM) Cash Flow Buyers
• Stop Building.....Now!
• Strange move by Diebold
• Strategic and Operational solutions to Rupee Risk management
• Structured Finance: A Look into the Future
• Subprime Mortgage Holdings: Deficiency of Capital
• Substantially More Federal Insurance in the Future
• Sun Buys MySQL Database - View from Don DePalma, an Industry Expert
• Surprise, surprise!
• Suspension of Federal Guaranteed Loans: a Catastrophy for Intellectual Capital
• SWF and Publicly Traded Partnerships
• SWFs should succumb to oversight pressures
• Systemic Credit Issues
• Take over of iTV by private equity consortium led by Apax?
• Technology is an enabler of choice - but it does have limits
• That did not take long - Bear Sterns use of FED bailout
• The Boss as Buyer can Spell Disaster
• The Business Models Of Insurance Can Change By The Minute And Those Of Regulatory Bodies Should Be As Flexible.
• The credit default swaps market has the potential to cause serious financial contagion
• The Downside of ATM's: High Fees
• The Economic Stimulus Package: Will It Work, and for Whom?
• THE END OF A ‘JOLIE AFFAIR’
• The end of an era looms ahead of us.
• The Fallacies of FICO
• The Finger Pointing Continues In The Subprime World
• THE GOLDEN REFUGE
• The Greater Fool Theory?
• The housing & mortgage issues coupled with gas & food prices will have a domino effect
• The Hummer Revolución: Venezuela's affluent class revs up spending
• The Importance of Credit Card Expiration Dates in FACTA Litigation
• The importance of Islamic Banking
• The Independence Bell Rang For Metavante on 11.2.07 With Its Spin-off From M&I
• The market for leveraged buyouts will dry up for the next one to two years in the wake of the credit crisis
• The monoline insurance business model is faulty
• The Need To Bolster Finances: Prevent Insolvency
• The next banking crisis is already here. History – never ending lessons we forget
• The ore is hot. ..now strike.
• The Outlook for Financial Guarantors Not So Bad After All
• The Question "Can Health Plans Control Medical Costs" is antithetical...
• The Question at Hand: Is the US Economy Slowing or Failing.
• The Real Shot In The Arm Is Buried In The Details - Mortgage Bankers Are Toasting Congress Tonight!
• The Risk is Great - Don't Downplay It
• The sky might be falling, but IT companies are protected
• The Specter of credit rating downgrades will fray investors nerves in February
• The Steering of Business and Bid Rigging
• The Surety Bond market for Subdivision Developers and General Contractors facing crisis due to the credit ratings of these entities.
• The untold story of non-rated CDO bonds in bank closets
• The US Morgage Market: A Breeding Ground for Regulatory Intervention.
• The world spends $5 Trillion on Healthcare each year and only some insurers will emerge as the winners
• The Write Downs Will Continue Until A Clearning Price Is Reached
• There is a vast untapped opportunity
• THERE IS NO SUCH THING AS A FREE RATING
• Things get difficult when you lose 90% of your investments
• Third Quarter Roundup: What Are the Analysts Asking?
• This hits the nail on the head in regard to the current mortgage crisis!
• This Is Definitely Premature !!!!!
• This issue could be both a liquidity issue and a credit quality issue
• THOSE OLD GOOD BANKING TIMES
• Though Rate Decreases Are A Relief To The Public, They Must Occur As The Result Of A Sound Business Model- Not A Government Mandate.
• Time for ECB to Come of Age
• Timing Isn’t Everything, It Just Separates The Winners From The Losers
• TIO Targets the Unbanked/Underserved Consumers With Bill Payment Hybrid ATMs/Kiosks
• TJX Breach Affects 94 Million+ Cardholders, More Than Double Originally Reported
• TJX Proposes $40.9 Million Settlement With Visa Inc. In the Largest Data Breach of 94 Million Cardholders
• Treasury Secretary Paulson & Mortgage Lenders Offer Borrowers A "Lifeline" With "Project Lifeline"
• Troubles continuing beyond the end of the year
• Turbocharging organization capability a la Google
• Two IPOs a la China Mobile for Vietnam’s MobiFone and VinaPhone ?
• U.S. Subprime Crisis Fuels Global Selloff - Who's Next?
• UBS's Chairman Steps Down Amid $19 Billion Writedown; Announces $14.8 Billion Rights Issue
• Unavailability in the Capital Market: A Signal of Liquidity Shortage
• uncertainty crisis-nothing more
• Undercapitalized Financial Institutions - Unprepared for the Down -Side Risk
• Understanding the Potential Impact of Future Trends in the Life Insurance Industry
• Underwriting services can help with hard barganing, but the Marketing Underwriter position poses carrier concern
• Undisclosed fees In NY, IL & CT are prohibited. Ohio is suing now.
• United Internet strengthens it's position in the German DSL-market
• United Internet, Drillisch and Freenet in need of working together
• United Technologies Goes Public With $3.0 Billion Bid for Diebold
• Unreported Financial Statements:SEC Regulatory Authority Positioning
• Unsustainable Investments:Implications of Short and Long Term Capitalization
• US Subprime Issues Affect Asian Growth
• Using An Applicant's Credit As A Rating Factor For Insurance
• value of merger proven
• VaR is an effective summary risk measure, but be aware of its limitations and other risks
• Verifone (NYSE: PAY) will still be "THE WAY TO PAY"
• Very profitable business - eats you alive if you don't watch it closely
• Video games and internet expected to benefit most in the entertainment or media industry
• Virtual reality becomes all too real...
• Virtualization: Hot Technology for 2008
• Visa Settles Antitrust Lawsuit With AmEx for $2.1 Billion and Files Its $10 Billion IPO
• Visa Ups the Stakes With $19 Billion IPO Which Is Expected To Shatter U.S. IPOs On Record
• Voting Machine Upheaval
• Wall Street Firms Increasingly Adopt Web 2.0
• Wells Fargo Leads the Pack With Mobile Banking Solutions
• What will the FED do next, what is left for them?
• When the Bear Gets Weak Does It Leave Him Vunerable To a Possible Takeover?
• When Volume Is Higher, Management Must Be Better
• When will they learn?
• While Visa Inc's payment network is a magnificent asset, its IPO won't be a bargain
• Who gets the bigger benefit - Countrywide or the rescuer?
• Who should pay for the placement marketing information: Insured or Insurer?
• Who will end up holding the bag on mortgage defaults?
• Who's to Blame?
• Why Can't the Rating Agencies Get it Right?
• Why Is Intuit Going Back to the Well on ECHO?
• Will Cardtronics' IPO Be Their Get Out of Debt Card?
• Will Countrywide boost BoA's bottom line or drag it down?
• Will Deutsche Bank follow Merrill Lynch and CitiGroup?
• Will M&A Activity Flourish or Stall In 2008?
• Will Mobile Banking Become Mainstream or Remain on the Fringe
• Will the "Soft Market" continue?
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