GLG News by Automated Teller Machines (ATM) Industry Experts

HaiPeng (Ben) ZHUCo-Founder and CEOHandBlue PrePaid

Ecommerce Charging Case in China: Taobao, Tmall, Alipay and Alibaba.com--Part 1

May 11, 2011

Alibaba Group’s charging system is systematic and sophisticated. It can be divided into three parts: Taobao (C2C), Tmall (B2C), Alipay (as payment solution) and Alibaba.com (B2B). Along with its business booming, some of the types and rates are gone and some are coming, and surely others changing every year. By observing this dynamic process, we at least could get some clue about this ecommerce giant in China: where they are and where they are heading to.

Howard BruckChief Information OfficerHUDSON VALLEY BANK

Data: Information Technology's Next Greatest Challenge

March 9, 2011

Analysis of:2011 State Of Storage Survey | www.informationweek.com

The amount of data generated continues to grow at 20% or more each year. While new storage hardware can adequately record all this information, we are losing control of the data itself. The current solution of simply adding more storage capacity perpetuates the issue. The better long term answer is to understand and control our information. Some solutions like de-duplication from EMC, Symantec, and Falconstor provide some relief, but not nearly enough to overcome this issue.

Steven HarnsbergerPrincipalFreestyle Digital Media

Hulu Stuck Between a Rock and the Entertainment Industry

January 28, 2011

Analysis of:Hulu Reworks Its Script as Digital Change Hits TV - Hulu Online Cable Move? | online.wsj.com

Hulu is trying to reinvent itself as a paid service, either as a SVOD provider  or a replacment cable service .  Because of conflict between the Board of Directors and its management, there is little chance that Hulu will ever be able to offer a subscription TV service like the one discussed in this article.

Ronald IngramDirector of Product ManagementADVANCE AMERICA, CASH ADVANCE CENTERS, INC.

2011 Startup WingCash – The Next Generation of Money?

January 1, 2011

Analysis of:New Digital Currency: Send Coins and Bills on the Internet without Fees | wingcash.com

ProPay Founder, Bradley Wilkes started the WingCash beta in South Carolina December 21, 2010. WingCash is a Salt Lake City, UT based payment technology startup described as “a simple way to send and receive cash on the internet”. WingCash offers merchants a means of accepting electronic currency without risk of charge-backs or interchange costs. Unlike checks and ACH, WingCash is irrevocable.

Steven HarnsbergerPrincipalFreestyle Digital Media

$30 Premium VOD is the Biggest Loser

November 17, 2010

Analysis of:Let's adapt to changing dynamics - Hollywood's answer: $30 Premium VOD | www.appmarket.tv

Studios are getting squeezed by torrid growth of kiosks and NetFlix, so they are trying a new $30 premium VOD windows.Its simply a bad idea and threatens to undermine the theater owners while alienating consumers.   The recession has driven consumers to find lower cost entertainment options, this one won't work.

Ronald IngramDirector of Product ManagementADVANCE AMERICA, CASH ADVANCE CENTERS, INC.

The P2P Lending Landscape

November 11, 2010

Analysis of:P2P Lending Service Aqush Raises Capital from VC Fund 500 Startup | www.wiseclerk.com

In January 2010 Gartner predicted lending volume of 5 billion US$ would be achieved by P2P Lenders in 2013 and recommended that banks begin seeking to enter the space through partnerships with existing P2P lending companies. Leading venture capitalists have invested hundreds of millions in various P2P lending models and investment even through the recent recession continues. Japanese start-up Aqush is the latest to be funded and more are on the horizon.

Howard BruckChief Information OfficerHUDSON VALLEY BANK

Paperless by 2020

October 26, 2010

Analysis of:Paperless office? In your reams | www.independent.co.uk

The “paperless office” is among the most over-promised and under-delivered concepts of the information age. The generation that started the information age still loves paper. However, three necessary components; viable technology, a supportive legal framework, and clear economic incentives, will make this decade the one in which we finally realize significant decreases in paper and printing utilization.

Howard BruckChief Information OfficerHUDSON VALLEY BANK

Delivering Cloud Based Solutions to the Mid-Market

October 13, 2010

Analysis of:Six Cloud Computing Benefits For SMBs | www.informationweek.com

The mid-market is an overlooked and under-served area in Technology. Many mid-market firms, especially in verticals like financial services, health care, and municipal government, require comprehensive technical solutions like large enterprises, but have a fraction of their budget. These firms need sophisticated, but smaller scale solutions with like sized price tags. Traditional tech suppliers have been ineffective in this market, but cloud computing may be the opportunity to reach this market.

Michael SchiffFounder and Principal AnalystMAS Strategies

The Industry Impact of IBM's Pending Netezza Acquisition

September 23, 2010

Analysis of:IBM to Acquire Netezza | www-03.ibm.com

o Netezza is a logical acquisition target for IBM.o Netezza's appliances utilize IBM hardware components and Netezza has partnerships with IBM for several of its software products. o Many of Netezza's strong business intelligence and data integration partners also compete with IBM. Some of these partnerships may be at risk.o With IBM's resources and backing, other data warehouse appliance vendors will now find Netezza an even stronger competitor.

Ronald IngramDirector of Product ManagementADVANCE AMERICA, CASH ADVANCE CENTERS, INC.

Amazon's Core Book Business is Vulnerable to iBook, iPad, iTunes Bundle

July 27, 2010

Analysis of:Tablet Wars: Amazon vs. Apple | www.fool.com

The article indicates that digital book sales are overtaking paper. The adoption of digital books represents an opportunity for Apple and a significant threat to Amazon. Today Amazon has the largest selection of books but digital inventory management, shipping etc. is cheap. The iBook has prime real estate on the iPad and the fastest most convenient digital check-out process. iPad's come with iBooks preinstalled. If customers find what they want they won't buy from Amazon.

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