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Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Finlay (FNLY) Closer to Liquidation (Revised)

March 30, 2009

Zell Bros. shelves high-profile move | www.bizjournals.com

Finlay's management appears to say one thing while actually doing another.  Here's why the company may be closer to liquidation than most know. 

James MeyersChief Executive Officer Alpha Media What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Broadcast TV Slump Translates to Cable Network Viewer Growth

March 26, 2009

TVB's Revised Spot Forecast: Down 7-11% | www.tvnewsday.com

1. Top 35 advertising supported cable networks have seen a 7% increase in total viewers this season while the broadcast networks are down 5%.      2.  There is a growing consensus among viewers that there is no real differentiation between broadcast TV and the top cable networks.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Finlay's "Unannounced Liquidation" Spills Over to Zale's Balance Sheet

March 16, 2009

Finlay enters into new agreement with CEO: SEC filing | www.reuters.com

As Finlay methodically roles out its "unannounced" plan for liquidation, its problems begin to spill over to Zale's beleaguered balance sheet.  Here's why Zale may be the fourth large jewelry to sink into financial obscurity over the next 24 months.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Zale Board Ignores Opportunities

March 5, 2009

UPDATE 3-Zale posts loss after charges, to close stores | uk.reuters.com

With the industry in turmoil, Zale's board ignores an opportunity to reinvent the company in the wake of an industry shake out that began after Christmas 2008.  Here's more.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Exclusive Sites Depend on Surplus Goods for Prosperity.

March 5, 2009

Exclusive sites offer fashion deals to those “in the know” | www.stores.org

Niche marketing along with a surplus of goods offers exclusive online resellers short-term business opportunities.  Here's more.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Finlay's Demise Marks a Turning Point in the $65 Billion Jewelry Industry!

March 4, 2009

Jewelry vendor pulling out of Boston Store, Macy's, others | www.jsonline.com

Finlay's restructuring and likely subsequent bankruptcy marks a turning point for $65 billion jewelry industry.  Here's why.

James MeyersChief Executive Officer Alpha Media What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

More than Recession Impacting Hispanic TV Ratings and Advertising

March 3, 2009

Harsh times for Spanish-language TV | www.medialifemagazine.com

1.    When U.S. Hispanics turn on their televisions over half are tuning to English language programs.        2.    Younger Hispanic viewers are not the only major segment in front of English language TV.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Finlay Bondholders Buy Time at Suppliers Expense

February 27, 2009

Finlay to Exit Dpt. Stores, Close 40 of its Specialty Boutiques | www.diamonds.net

Troubled GE Capital and Falcon Harbinger bought time to get their weak balance sheets into better shape before pulling plug on Finlay Enterprises.  Here's why Finlay needs new investors and soon.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Zale Management Brings Company to Its Knees

February 25, 2009

Zale Corp. reports loss, plans job cuts | www.portfolio.com

After a long string of failures, Zale's board and current operating management has finally brought this American retail icon to its knees.  Here's more.

James MeyersChief Executive Officer Alpha Media What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Will New French State TV Advertising Regulations Provide for TF1 and M6

February 25, 2009

TF1 Slumps Most Since 2001 on Sales Drop Forecast | www.bloomberg.com

1.      French state-owned television will be phase out commercials entirely by 2011, eliminating some $700 million in advertising revenue      2.      French TV ad spending was $4.6 billion in 2008. For 2009, ZenithOptimedia expects a 5% decline

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