Investors have to get real about Healthcare
June 1, 2011
U.S. scores dead last again in healthcare study | www.reuters.com
Healthcare costs are crippling America’s competiveness and our economic recovery. They are about 20% of the US economy and over 30% of the total Federal Budget. The healthcare debate rages on, however, with complete disregard of the proven facts on how to reduce healthcare costs and improve quality and access.
Distinguishing Fact from Fiction in Care Management Outcomes Reports
March 8, 2011
States Take Lead in Adopting Medical Home Models | www.aafp.org
Too many bad policy decisions are made based on published, often peer-reviewed studies in which the numbers simply don't add up. The most often-cited example in patient-centered medical homes is the North Carolina Medicaid Community Care Access Program, alleged to save $300,000,000/year by now. However, the keynote at next week's Disease Management Colloquium in Philadelphia (www.dmconferences.com) will demonstrate that this number is fictional, and is easily refuted by actual data.
Investor Opportunities in the HR Space
July 30, 2010
Aon buys Hewitt in a move to expand its Consulting Arm | www.nytimes.com
We are in the midst of the most rapid Global Organizational Transformation of Industry that has ever occurred. Organizations are recognizing the opportunities for using new Human Capital strategies and technology to change outdated concepts and more effectively drive value and improve productivity through people.This is dramatically changing the landscape of the HR Consulting and Outsourcing market, and new players are emerging in this $20bn+ global marketplace.
Is It The End of The US Consumer' s Love Affair With Credit Cards?
May 12, 2010
Inside ARM: $123 Billion in 19 Months: Credit Card Debt's Amazing Plummet | www.insidearm.com
A "perfect storm" of economic events has reversed the decades long growth in consumer credit card debt. This analysis examines the factors that led to this change and how long lived it will prove to be,
A Fresh Perspective on Executive Compensation levels in the Finance industry
March 8, 2010
US Financial Firms' Top Executive Bonuses Up 17 Percent in 2009 | www1.voanews.com
We are justifying enormous compensation packages in the Finance Industry particularly to "purchase" a business risk insurance caused by the impact of technology and the outdated organizations that have an over concentration of risk in key individuals and roles. Management's false argument is that they have to do it to retain key talent.Because internal equity is a key element of compensation design the senior management have a vested interest in the people working for them being highly paid.
A fresh perspective of Executive Compensation Levels and Business Risk
January 20, 2010
SIMFA Guidelines for Compensation | www.sifma.org
Executive Compensation has become such an emotive issue that the key points are being missed and shareholders are confused about the logic behind reasonable compensation. Investors need to look not only at fundamental incentive compensation practices and their impact on risk taking, they need also to be looking at the concentration of business risk in key individuals, indicated by the justification for excessive compensation levels.
ADP's Midmarket HRO Business Heats Up
December 12, 2009
ADP Delivers Breakthrough Integrated Workforce Management Solution | www.ebizq.net
Experts agree that the two leading suppliers in midmarket HR outsourcing today are ADP, which has 43 clients with an average of 9,200 employees each, and Ceridian, with 25 clients that have an average of 4,000 employees each. But the competition is increasing. On one hand, professional employer organizations, which typically target companies with fewer than 500 employees, are moving up-market.
What is the Future for the US Health Care Industry?
October 15, 2009
Facts on Healthcare | www.nchc.org
What is really going on in our Health Care Industry is being blurred with emotion, politics and self interest propaganda. Any of the other major industrial countries would provide regulated quality Universal Healthcare for more than $1 trillion dollars less than we are spending now. This waste is draining about $500 billion of our tax dollars, $300 billion of corporate expense and $200 billion of consumer spending. The key question is, "is Regulating the Health Care Industry inevitable?"
Left alone by government, markets will always find the way to profitability.
June 16, 2009
We don't win in State Farm vs. Charlie Crist | www.orlandosentinel.com
Too much government interference and dictation has put a massive, Florida employing company in such a frame of mind that it will probably leave Florida even if Tallahassee changes it's tenor.
Rate increases for the State run property insurance company.
April 20, 2009
Insurance Task Force Backs Capped Hike Of Citizens' Rates | www2.tbo.com
Florida officials now understand how the business of insurance works in Florida and how much it really does cost.
ATMs could distribute prepaid Visa cards
January 23, 2012
PayPal can thrive as a standalone company
January 9, 2012
Europe's CO2 Emissions Trading System works, but it can be improved
December 16, 2011
European women wonder why their insurance premiums will increase
December 15, 2011
Can Verisk Analytics sell its advisory loss cost products overseas?
November 22, 2011