GLG News by Employee Benefits Experts

John David CoffeyPresidentDavid Coffey Agency, Inc. What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Though Rate Decreases Are A Relief To The Public, They Must Occur As The Result Of A Sound Business Model- Not A Government Mandate.

December 17, 2007

Home Insurers Fail To Deliver State's Promised Cuts | www.ccfj.net

Unrealistic and arbitrary Government mandates work well for issues political, but not for those that are fiscal.

John David CoffeyPresidentDavid Coffey Agency, Inc. What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Allowing For a Flexible, Adaptive Business Plan means Growth, if not Survival During Catstrophic Events.

December 10, 2007

Insurance Companies Look Back On A Successful Year | www.kpmg.com

The Insurance Industry learned from the unpredictable, but certainly expected catastrohpic events earlier this century. The successful Agencies and Carriers adapted and now use business models the industry has not yet seen- they are teachable and will evolve into an even higher form. 

Titus Bocseri, Managing Director

Titus BocseriManaging DirectorUmbrella Solutions What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Understanding the Potential Impact of Future Trends in the Life Insurance Industry

December 6, 2007

Global Expansion in Life Insurance | www.eds.com

The article is interesting because is evaluating the engines behind the globalization trend in life insurance insdustry. In particular, the article examines two important demographic trends:   (1) the ageing of the world's population and (2) the increase in life expectancy of these populations. It is interesting to explore additional trends - customers becoming more demanding, the technology playing an even bigger role, and the challenge in attracting and retaining talent - and their potential impact on the future of life insurance industry.

John David CoffeyPresidentDavid Coffey Agency, Inc. What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

The Surety Bond market for Subdivision Developers and General Contractors facing crisis due to the credit ratings of these entities.

November 26, 2007

US Sub- Prime Crisis and the Local Bond Market | biz.thestar.com.my

As Home Builders see declining credit ratings and some of our most well known Builders and developers go insolvent, Surety Bonds are now very difficult to obtain.

John David CoffeyPresidentDavid Coffey Agency, Inc. What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Growth Through Acquisition

November 26, 2007

Guaranty Insurance Services Announces Acquisition | www.insurancenewsnet.com

With so many licensed Insurance agents in the market place these days competing for the same household and many unrelated  companies offering insurance to their customers, it's not only hard to grow a new agency, it's hard even to grow an established one.

John David CoffeyPresidentDavid Coffey Agency, Inc. What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Is Insuring The Client's Business Enough?

November 26, 2007

D&O Litigation Trends in 2007 | www.irmi.com

Even after the Business Owner's Policy has paid a party/parties injured by the company, those that run the company could, and most probably will, face litigation in which they are the subject

John David CoffeyPresidentDavid Coffey Agency, Inc. What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Home Owner's Insurance Market Finally Softening

November 25, 2007

Olympus Insurance Begins Writing Homeowners Policies in Florida | www.insurancejournal.com

Competition, not regulation, has brought about the first stages of recovery.

John David CoffeyPresidentDavid Coffey Agency, Inc. What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Should you start an insurance agency?

October 23, 2007

Local insurance agency network's profits grow slower | www.news-journalonline.com

How hard could it be to start an insurance agency and make it profitable?Would it be wiser to learn first under mentors?

John David CoffeyPresidentDavid Coffey Agency, Inc. What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Carriers and Agencies are are gaining market share, but at lower margins.

October 22, 2007

Survey of Analysts Projects Slower Premium Growth, But Underwriting Profit in 2007 and 2008 | www.insurancenewsnet.com

Insurers and Agencies must change their marketing philosophies and evolve into high volume insurance retailers, not only to grow but survive.

John David CoffeyPresidentDavid Coffey Agency, Inc. What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Will the "Soft Market" continue?

October 22, 2007

Softening Trend Continues | www.marketscout.com

With the majority of carriers filing for rate decreases nationally, this proves to be a great time for the customer, insurer and agency.How can the carriers do it? What happens to those few carriers who refuse to follow the current market trend and adjust their business plans?

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