GLG News by Employee Benefits Experts

Bilyana SavicPresidentInsurance Insights

outsourcing - is it cost effective???

May 29, 2007

Analysis of:Insurance Outsourcing Focuses on India | www.insurancejournal.com

Insurers looking for cost cutting programs are interested in outsourcing operations and customer service functions. However, the success rate has been marginal. Outsourcing faces many challenges and will continue to do so until the Indian culture adapts its business models to ones compatible with our insurance practices.

Daniel BucklePrincipalEmployee Benefit Resources of South Texas

PBM's Fail Employers with Mail

May 9, 2007

Analysis of:Comparison of Mail Order with community Pharmacy Cost | www.amcp.org

Mail did not produce higher generic utilization rates or lower costs for employers who hired a PBM to accomplish both.

Richard BialekChief Executive Officer Bialek Group

But Can I Trust It?

April 24, 2007

Analysis of:Skype to offer money-transfer system via PayPal | news.yahoo.com

Consumer money transfer is is a large and growing global business. Its size and current pricing are attracting new entrants and new technologies that promise lower cost transfer services. But cost is not the only factor, and often not the most important factor in selecting a money transfer service. Security and trust often dominate the decision on which service to use.

Richard BialekChief Executive Officer Bialek Group

Who Will Win The China Credit Card Market?

April 18, 2007

Analysis of:Bank of America to market credit cards in China | www.iht.com

The Chinese consumer market for financial services is taking shape with the promise of huge returns; credit cards are a core component of that developing market.

The major global card companies have product expertise, but will require Chinese partners to gain the market expertise needed for success.

Daniel BucklePrincipalEmployee Benefit Resources of South Texas

Media Smells Blood at Big Pharma

April 2, 2007

Analysis of:Under The Influence | www.cbsnews.com

60 Minutes aired its story last night on the impact of The Pharmaceutical Lobby in writing and passing  Medicare Prescription Drug Plan.

Over the course of the upcoming Presidential campaign  the high cost of prescription drugs will become an issue and spill over into employer plans as well with implications for PBMS and Pharmaceutical Margins.

Daniel BucklePrincipalEmployee Benefit Resources of South Texas

Hello Managed Care!

March 28, 2007

Analysis of:Employers Push Health Plans to integrate Onsite Health Centers With Care Management | www.aishealth.com

Edward Deming famous quote comes to mind as I read this mornings Industry Radar about employers pushing health insurers to either run or integrate with the on-site health centers they are either running or planning. hello Health Insurers--the choice is integrate or die. At what point will many of the large managed care carriers realize their large self-funded clients will be walking for vendors capable of fully integrating their services with the strategic direction their efforts to manage health & productivity are taking? Read on

Daniel BucklePrincipalEmployee Benefit Resources of South Texas

Florida Legislators Research on PBM Business Model

March 28, 2007

Analysis of:Legislature Could consider Options to Address PBM Business Practices | www.oppaga.state.fl.us

The attention of state legislators to PBM business practices has implications for investors in the healthcare sector as well as the business models PBMS will use in the future.

Daniel BucklePrincipalEmployee Benefit Resources of South Texas

The War on Drug Costs

March 28, 2007

Analysis of:Why Generics Do not Always mean Cheap | online.wsj.com

While the Wall Street Journal has done an admirable job exposing many of the ways PBMS have boosted profits at the expense of their customers they have not yet arrived at the flaws which make the current business models of PBMS susceptible to competition.

Jeanette PlowmanIndependent ConsultantJeanette Plowman

PEOs Rebound with the Small Business Economy

February 12, 2007

Analysis of:U.S. PEO Market Rebounds as Small Businesses Rally and Embrace HR Outsourcing, Says IDC | services.tekrati.com

Nearly 42 percent of small and mid-sized companies expect to expand their HR outsourcing, according to outsourcing advisers at Nelson Hall, reports BenefitNews.com.  PEOs can offer HR solutions tailored to small and midsized businesses in all industries. 

Small business employers are driven, in part, to outsource HR functions because of the increasing cost associated with benefits coverage, combined with a need to provide health care and related benefits comparable to those offered by larger organizations in order to attract and retain employees.

 

Jeanette PlowmanIndependent ConsultantJeanette Plowman

Outsourcing coming to Brazil?

January 31, 2007

Analysis of:Soccer, Samba and Outsourcing? | online.wsj.com

In order for Brazil to capture as much as $10 billion in international outsourcing work by 2010, the country’s outsourcing industry will have to become very aggressive. While Brazil is not as cheap as India, wages in Brazil are still substantially lower than in the U.S.

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