Has Management Lost Creditability at Zale (ZLC)?
January 5, 2009
Zale, Quest Energy Partners: Biggest Price Gainers (ZLC, QELP) | online.wsj.com
After a year of superficial changes and a cosmetic make over, Zale is in more jeopardy than ever. Here's more...
Retailing 2009-The Second Year In Recession.
January 2, 2009
Retailers' holiday sales drop at least 5.5 percent | www.msnbc.msn.com
Businesses in 2009 will be faced with an enigmatic array of state and local schemes to stimulate economic growth. Unfortunately, most won’t work and those that do will take time measured in years, not days, weeks, or months. Here’s why 2009 is likely to be much worse as the recession takes hold.
Finlay Bankruptcy Could Yield Low Recovery For Creditors
December 19, 2008
U.S. jeweler Finlay cautions on liquidity position | www.reuters.com
As Finlay cautions the market that it will likely default on its debt, creditors should brace for one of the most unusual and costly bankruptcies in recent times. Here's why.
Zale’s (ZLC) Troubles Increase
December 18, 2008
U.S. jeweler Finlay cautions on liquidity position | uk.reuters.com
Zale guaranteed about $80 million in future lease expenses to complete the sales of Bailey Banks and Biddle to Finlay a year ago. Now that Finlay looks like it will default, Zale will be on the hook for those lease payments. This problem is just another in a series of strategic mistakes and miscalculations that has weakened the company over the last 18 months.
Will only owrk if they do something with the mortgages!
December 12, 2008
RBS Promises Borrowers Six-Month Respite Before Foreclosing on Mortgages | www.bloomberg.com
1. Only works if the loans are re-performed. 2. Can be a rat in the snake waiting to pass. 3. Can make the situation worse with failure to reperform 4. There are good and bad modifications
2008: Just the End of the Beginning For US Retailers!
December 5, 2008
Retailers see sales drop in dreary November | www.businessweek.com
As bad as this years holiday sales could be for US retailers, 2009 could be a lot worse. Here is why.
Has Finlay's(FNLY) Restructuring Only Delayed the Inevitable?
December 5, 2008
S&P Downgrades Finlay Enterprises To 'SD' | www.jckonline.com
Finlay's prepackaged restructuring means bond holders may recover even less when the company is near default again. Here is why.
Is Zale (ZLC) the Next Penny Stock?
December 4, 2008
Zale Corporation (NYSE: ZLC) reports increased losses | www.hotstocked.com
Traders have already started discounting Zale stock for earnings risk, but that may just be the beginning. Here is why the stock may be riskier than speculators think.
Zale Disappoints Again, Again, and Again!
November 27, 2008
Zale Corporation Says Does Not Believe That Previously Issued Earnings Outlook Should Be Relied Upon | www.reuters.com
Zale's top-line sales problems continue to be greater than the effects of a recessionary economy. Here's why.
Luxury Names Trade Brand Value for Cashflow
November 19, 2008
In Rare Move, Luxury-Goods Makers Trim Their Prices in U.S. | online.wsj.com
Discounting and over distribution could spell the end to many luxury and aspirational brands. Here's why.
E-Insurance: When will the insurance industry adopt modern communication tools?
February 14, 2012
ATMs could distribute prepaid Visa cards
January 23, 2012
PayPal can thrive as a standalone company
January 9, 2012
Europe's CO2 Emissions Trading System works, but it can be improved
December 16, 2011
European women wonder why their insurance premiums will increase
December 15, 2011