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Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Is Michael Hiil (MHI) Zale's (ZLC) Best Hope?

February 2, 2010

Zale Next Retail Bankruptcy: Poll Predicts | www.thestreet.com

As Zale struggles to survive, other jewelry companies are looking to change the geography of jewelry retailing in North America. Michael Hill International could be Zale's last best hope. Here's more.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Despite CEO's Departure, Has Anything Changed At Zale?

January 29, 2010

Where You Might Not Shop In 2010 | www.forbes.com

The board was quick enough to fire it latest CEO after dismal Christmas sales, but has anything really changed? Here is more.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Zale's (ZLC) Last Chance

January 14, 2010

UPDATE 2-Zale CEO, others quit amid losses; shares slide | www.reuters.com

Zale's Borad of Directors took the first steps in resturcturing the company. the question is are the changes designed to help revitalize the company orfacilitate its eventual liquadation? Here's more.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

My View: A Snapshot of the Retail Jewelry Business

December 29, 2009

Retailers get a modest gift this holiday season | www.latimes.com

Comparable store Christmas sales for jewelers look disappointing at first glance. Here's why this years sales results may be a prelude to even more difficult times for jewelers in 2010 and further out into the decade.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Price War!-Short Sellers Bet Zale (ZLN) Will Continue to Stumble.

December 16, 2009

Put Traders Pounce on Zale Corporation's (ZLC) Pullback | www.schaeffersresearch.com

Zale raises the stakes as it escalates discounts to make up for strategic shortfalls and poor tactics too. Here is more.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Did Zale (ZLC) Get It REALLY Wrong This Time?

December 8, 2009

Zale shares tumble 21 percent on weak November sales | www.reuters.com

Zale management runs out of excuses as November sales decline 18.6% Here's more.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Is Christmas Shaping Up to be a Disappointment for Retailers?

December 1, 2009

Holiday Retail Outlook: 'Very Good Signs' | seekingalpha.com

Lower average sales, cherry picking deals, and extraordinary online sales growth may mean lower profits and more store closures for retailers. Here's more.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Charles & Colvard Still Searching For Direction

November 19, 2009

Charles & Colvard Appoints Randy N. McCullough as Chief Executive Officer and H. Marvin Beasley to Board of Directors | www.businesswire.com

Charles & Colvard searches for direction by hiring its third CEO in two years. Here's more.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

NRF Survey: Fewer Consumers Plan to Buy Jewelry This Holiday Sseason

November 18, 2009

NRF Holiday Survey: 18.4% Plan to Buy Jewelry | www.idexonline.com

Raw data from NRF 2009 retail Survey shows fewer consumers want jewelry this year and even fewer buyers intend to give jewelry as a gift. Here's more

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Does Escalating Gold Prices Mean Fine Jewelry is Underpriced?

November 13, 2009

How Rocketing Gold Prices Will Hit Holiday Shopping | www.smartmoney.com

Fine jewelry may represent some of the best luxury product values this Christmas season. Here's why.

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