Location, Location, Location... & Transparency
September 9, 2009
Cascade Bancorp enters into agreement with FDIC | www.bizjournals.com
With the recent history of global & US banks equity stripping, and US banks closed by the FDIC, it is due time for Bank Holding Company management to provide clear and concise press releases on a very urgent and timely basis.
US Credit Line Draw Down, Down
September 8, 2009
Banks swamped by a wave of personal debt | business.timesonline.co.uk
Recent studies indicate that the US consumer and small business usage of their existing lines of credit has declined.
All hands on deck, full steam ahead
September 7, 2009
Cascade Bancorp enters into agreement with FDIC | www.bizjournals.com
Both the FDIC and the board supporting executive management of Cascade Bancorp are doing their job to the best of their abilities.
September 2, 2009
Hope can fuel bulls' charge as stocks rally despite worries | www.usatoday.com
We believe that the recovery will be W-shaped and that April was only a false bottom. Our estimate is that there will be a slowing beginning in December, and that we will hit the true bottom in summer of 2010.
China Sovereign Wealth Fund Looking Outside China
August 31, 2009
MV Weather Report: China's Winds Unable to Propel US Sails | webmail.aol.com
The investment guru's that run the China Investment Corporation (CIC), the $200 billion ($241bn USD) state-run sovereign wealth fund, are feeling the effect of the US Market's dog days of summer as well as being cautious of their own markets.
Policy Makers, CEOs and Investors Beware
August 26, 2009
1. Mortgage Rates to Benefit from Stabilized Home Prices, Jumbo Mortgage Rates in Particular | www.examiner.com
The emergence of home price stabilization is spotty and should not be over-simplified. It’s important to look at the underlying indicators to see where stabilization is actually taking place.
Has Housing Construction Really Bottomed?
August 26, 2009
U.S. Economy: Housing Starts Gain to Seven-Month High (Update1) | www.bloomberg.com
The recent good news in housing starts is based on seasonally adjusted data, which can fluctuate and affect solid conclusions. Non-seasonally adjusted data across a 12-month period is a more stable reflection of construction activity.
August 11, 2009
Carlisle Companies Rebound With Economy | seekingalpha.com
For so many years (perhaps even decades) the US manufacturing cost of various materials have been more expensive than other countries. Using actual bottom line profit as a metric, Carlisle is returning an offshore operation back to the US.
Small volume sellers, extremely vulnerable to dysfunction and fraud
July 27, 2009
new ebay program aims to reward good sellers | www.ecnmag.com
eBay is making a progressive move to help its solid but low-volume sellers, by providing incentives to keep feedback numbers high. Both Amazon and eBay provide a facility for buyers to leave feedback on transactions.
Foreclosures Set to Add More Years of Supply to Downtown Miami Condo Market
July 22, 2009
Downtown Miami condos pass 60% occupancy | www.frej.net
The article describes a recent study that takes comfort in the fact that "62% of units in new downtown Miami condo buildings are occupied..., defying the perception that the majority of high rises built in recent years are empty." But this ignores the fact that there is still a 10 year supply of unsold inventory at today's absorption rates and pricing , and ignores the fact that foreclosures of previously sold units increased 500% last year in Miami Dade, which will only add to the glut.
E-Insurance: When will the insurance industry adopt modern communication tools?
February 14, 2012
ATMs could distribute prepaid Visa cards
January 23, 2012
PayPal can thrive as a standalone company
January 9, 2012
Europe's CO2 Emissions Trading System works, but it can be improved
December 16, 2011
European women wonder why their insurance premiums will increase
December 15, 2011