Left alone by government, markets will always find the way to profitability.
June 16, 2009
We don't win in State Farm vs. Charlie Crist | www.orlandosentinel.com
Too much government interference and dictation has put a massive, Florida employing company in such a frame of mind that it will probably leave Florida even if Tallahassee changes it's tenor.
Rate increases for the State run property insurance company.
April 20, 2009
Insurance Task Force Backs Capped Hike Of Citizens' Rates | www2.tbo.com
Florida officials now understand how the business of insurance works in Florida and how much it really does cost.
July 14, 2008
P/C Insurers Still Above Water After 2008 Midwest Floods: S&P | www.insuranceassetmanager.com
Will The Mid-West Floods Of Early Summer Negatively Affect Crop Futures?
The public no longer needs state run insurance programs as competition has returned
June 30, 2008
Growth of State-Run Property Insurance Plans Flattens | usinsurancenews.com
FAIR Plans are no longer the only carrier in business.
June 9, 2008
Only Universal Life Sales Show Growth in the First Quarter in 2008, LIMRA Reports | www.insurancenewsnet.com
Insureds know they must have Life Insurance, but they are scared to buy what can be an excruciatingly complicated protective instrument. An agent seasoned by years of application can help the insured select a Life Insurance policy that will suit their circumstances.
Rates are stabilizing, but availability and capacity remain soft.
June 2, 2008
Insurance Markets May Stabilize, MMC Reports | www.propertyandcasualtyinsurancenews.com
Underwriters are the gatekeepers of rates. In the current insurance environment, they bring fiscal discipline to the market as opposed to simply offering lower rates for the sake of more business.
Overbearing Regulation; "Do As We Say......"
May 19, 2008
Florida Senate Property Insurance Bill Pleases Regulators, Angers Insurers | www.insurancejournal.com
As Insurance Regulation In Florida Goes, So Will The Free Insurance Market- Hard
Agents Must Involve Their Insureds In The Policies Written For Them
May 13, 2008
Hurricane and Windstorm Deductibles | www.iii.org
An Educated And Fiscally Involved Insured Is Good Business For Everyone
Credit Scoring Should Not Be Used In Determining The Price For Insurance Except For Bonding.
April 28, 2008
Credit Scoring | www.iii.org
Credit scoring further injures those applicants who have had very difficult changes in their lives- mostly by no fault of their own.
April 22, 2008
Insurers Overly Focused On Cat Models, Says Expert | www.propertyandcasualtyinsurancenews.com
Primary insurers and reinsurers will demand that catastrophic modeling be used in order to justify their underwriting decisions of this type of insurance. These newer models in conjunction with in-house capacity aggregation tools (Insurers now know where and how much of their capacity is in play) will guide their underwriting decisions from windstorm and earthquake to workers compensation in terrorism prone cities like DC and NYC. The process is another way to spread the risk, so that any one insurer does not take a huge hit from any one event. Using technology to spread risk will utimately decrease volatility in insurance markets.
E-Insurance: When will the insurance industry adopt modern communication tools?
February 14, 2012
ATMs could distribute prepaid Visa cards
January 23, 2012
PayPal can thrive as a standalone company
January 9, 2012
Europe's CO2 Emissions Trading System works, but it can be improved
December 16, 2011
European women wonder why their insurance premiums will increase
December 15, 2011