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Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Charles & Colvard Still Searching For Direction

November 19, 2009

Charles & Colvard Appoints Randy N. McCullough as Chief Executive Officer and H. Marvin Beasley to Board of Directors | www.businesswire.com

Charles & Colvard searches for direction by hiring its third CEO in two years. Here's more.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

NRF Survey: Fewer Consumers Plan to Buy Jewelry This Holiday Sseason

November 18, 2009

NRF Holiday Survey: 18.4% Plan to Buy Jewelry | www.idexonline.com

Raw data from NRF 2009 retail Survey shows fewer consumers want jewelry this year and even fewer buyers intend to give jewelry as a gift. Here's more

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Does Escalating Gold Prices Mean Fine Jewelry is Underpriced?

November 13, 2009

How Rocketing Gold Prices Will Hit Holiday Shopping | www.smartmoney.com

Fine jewelry may represent some of the best luxury product values this Christmas season. Here's why.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

October Jewelry Sales- Estimates Conflict with Reported Results

November 6, 2009

U.S chain store sales up 2.1 percent in October | www.nationaljewelernetwork.com

Conflicting sales reports make forecasting fourth quarter sales even more difficult for jewelry retailers. But, volatile consumer spending patterns,large competitors promotional plans, and emerging macroeconomic forces may play a much bigger role in the final outcome than actual sales in August, September, or October. Here's more.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Note To Jewelry Industry-Wait and See Isn’t a Viable Strategy

November 4, 2009

India buys 200 tonnes of IMF gold | www.telegraph.co.uk

Escalating gold prices threaten $60 billion jewelery industry. Here's more.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Zale Loses One-Third of Investor’s New Worth-Revised

November 4, 2009

Zale FY09 Revenue -17%, Reports Loss of $190M Zale Corporation... | www.topix.com

Zale's $189.5 million lose marks a continuing of a turnaround that has never materialized. Here's why.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Zale (ZLC) -Will History Repeat Itself?

October 24, 2009

Zale to Announce Fourth Quarter Fiscal 2009 Results | www.businesswire.com

Zale promises to finally announce year end results. Meanwhile the stock continues to increase in price,despite likely big losses. Here's why.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Could Lawsuit Topple Signet's(SIG) US Brands?

September 22, 2009

Sterling suit moves toward class-action status | www.nationaljewelernetwork.com

Certification as a class action could have significant implications for Signet's investors. Here's more

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Zale-Management's Last Chance?

September 19, 2009

UPDATE 1-Zale to restate 2008, some 2009 results | cn.reuters.com

Zale says it will won't report FY 2009 numbers until October 29. Ninety days late and effectively six months since shareholders have seen any numbers for a company expected to lose millions. Obviously, Zale is betting good first quarter news will make everything alright. Maybe so, maybe not. But if management is wrong, look for more changes in the executive suite. Here's more.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

DeBeers Advertising-A Knotty Problem for the Diamond Industry

September 15, 2009

The Everlon Diamond Knot | www.jckonline.com

Debeers' new advertising campaign is as much an example of the chaos in the diamond industry as are the continued sales declines. Here's more.

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