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Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Zale(ZLC) Bleeds Human Capital and Cash Too

July 8, 2009

Zale loses top marketing executive, controller | www.dallasnews.com

Zale loses more than a markleting executive and a controller.  Here's more.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Wall Street's Alchemists Tout Securitization

June 29, 2009

Study Says Securitization Lowers Credit Costs, Expands Supply | seekingalpha.com

Despite its track record, pundits tout the benefits securitization.  Here's more.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Jewelry Not So Prime In Walmart

June 25, 2009

Wal-Mart gives prime placement to fine jewelry | www.nationaljewelernetwork.com

Despite some evidence to the contrary, fine jewelry may be less important to Walmart.  If so, that would be good news for small specialty jewelers if they choose to take advantage of the opportunity.  Here's more.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Goldman Sachs Misses the Point

June 19, 2009

Goldman Sachs' Downgrade of Wal-Mart Incorrectly Favors Discretionary Retailers 4 comments | seekingalpha.com

Goldman Sachs may be right with respect Walmart, for all the wrong reasons.  Here's more.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

The Power of Large Jewelry Chains Declines

June 18, 2009

Finlay Enterprises Provides Update on Execution of Its Strategic Plan ~ | finance.yahoo.com

Finlay's demise is just one more signal that the power of the large mass merchandised jewelry chains is declining.  Here's more.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Will Zale Succumb to Its Self-Inflected Wounds?

May 27, 2009

Zale Reports Third Quarter Fiscal 2009 Results | www.businesswire.com

Zale reported SIGNIFICANTLY lower than expected sales and earnings for its third quarter in the face of higher stock prices only a day earlier.  Either faith in Zale springs eternal or traders got surprised by the dynamics of the jewelry business in general and Zale specifically.  Here’s more.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Are Sears Holdings (SHLD) Surprise Earnings Irrelevant?

May 25, 2009

Sears Holdings Reports First Quarter Results and Extension of Its Credit Facility | news.prnewswire.com

Sears Holdings surprised Wall Street analysts by posting increased first quarter earnings versus the Streets expectation of a loss. But just how relevant is the earnings surprise to SHLD's turn around?  for the answer, here's more.

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Does Zale's Higher Stock Price Signal a Recovery?

May 22, 2009

Zale Soars 28% in Sign of Jewelery Recovery | www.thestreet.com

Does Zale's higher stock prise signal a arecovery or is it a consequece of the companies instability?  Here's more.

James MeyersChief Executive Officer Alpha Media What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Hulu’s Traction Causing Friction with Multichannel Operators

May 14, 2009

Disney Teams Up With Other Networks Online, Buying Stake in Hulu Site | online.wsj.com

1. As online viewership grows, Pay TV companies reconsider sharing their content for free     2. Multichannel companies such as Comcast (CMCSA), Time Warner Cable (TWC) and DIRECTV (DTV) pay cable networks billions of dollars each year to carry programming

Nicholas White, President

Nicholas WhitePresidentRetail Horizons, Inc What is a GLG Leader?|The Gerson Lehrman Group&reg; (GLG) Leader Program<sup>SM</sup> is our premium Member Program<sup>SM</sup>. Those identified as GLG Leaders are in the top 5% of GLG CouncilRank and have an exclusivity agreement with GLG.

Investors Need More Information About Zale (ZLC)

May 6, 2009

Best Performing Stocks During the Rally | seekingalpha.com

Zale has been one of the best performing stocks in the recent market rally.  But does the increase signal a stronger company and a strengthening industry or just an irrational market.  Here's why investors may need more than technical tools and fundamental analysis to decide.

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