GLG News by Stored Value Credit Product Experts

Tal RaesideManaging DirectorInsight Strategic Services

RIM Needs a Product Makeover

June 28, 2010

Analysis of:RIM May Feel Effects Of Competition | www.totaltele.com

Research in Motion, despite its current smartphone market share leadership, is in need of a product and software refresh in order to remain atop the industry.

Ronald IngramDirector of Product ManagementADVANCE AMERICA, CASH ADVANCE CENTERS, INC.

Is Kindle a Miss for Target?

June 4, 2010

Analysis of:Amazon Misses Its Target | www.fool.com

The article suggests Target is late to the party with Amazon's Kindle distribution agreement. While extra distribution may help Amazon short-term the article suggests it may be at Target's expense; also, the article suggests consumers may wonder why Target is stocking older Kindles instead of iPad's or one of the many new lower cost eReaders by Sony et al.

Ronald IngramDirector of Product ManagementADVANCE AMERICA, CASH ADVANCE CENTERS, INC.

iPad the Kindle Killer - Undermines Amazon and Opens New Markets for Apple

June 1, 2010

Analysis of:Apple strikes again: Lines form for the new iPad | finance.yahoo.com

The iPad could kill Kindle and undermine Amazon ebook sales. Apple poses longterm threats to Amazon's core business with iTunes, App Store, iBook Store and potential Apple payment technology innovations already in development. Apple is well positioned to profit from payment technology innovations, digital advertising and an expansion of online "stores" and marketplaces embedded in an expanding web of apps and devices.

Leland DakePresidentStrategic Sourcing Partners

Frozen Pizza Category Dynamics

May 28, 2010

The Frozen Pizza Category is going through a lot of CPG changes with Kraft selling their Pizza Brands to Nestle and Schwans changing their selling organization.  Yet, the Category is performing well, lead by both the Value and Premium segments.

Steven DennisPresident and FounderSageBerry Consulting

“Faux Clearance”: Do Outlet Store Customers Care?

May 28, 2010

As the off-price retail segment explodes both in the on-line and brick and mortar world, more and more of the product is not clearance merchandise, but rather product make specifically for the channel.  It appears most consumers don't know this.  Would knowing, change their behavior and is the segment likely to face future growth challenges?

Ronald IngramDirector of Product ManagementADVANCE AMERICA, CASH ADVANCE CENTERS, INC.

Facebook Is This A Face You Would Trust With Your Money?

May 26, 2010

Analysis of:Payvment raises $1.5 million to build shopping experiences on Facebook | social.venturebeat.com

An adage.com article speculates that a commercial Facebook market place or "shopping mall" could challenge Amazon and eBay or even incubate a new digital currency. A recent Payvment announcement indicates Facebook is making moves to become more involved in the financial life of their users but through partnerships not direct digital commerce plays.

Ronald IngramDirector of Product ManagementADVANCE AMERICA, CASH ADVANCE CENTERS, INC.

MasterCard Answers PayPal X with Open API

May 25, 2010

Analysis of:MasterCard Wants Programmers to Use Its Payment Technology | bits.blogs.nytimes.com

Last week my comments that Visa and/or MasterCard needed a competitive response to PayPal X proved to presage an article published in the New York Times retweeted to me by MasterCard this morning.

Leland DakePresidentStrategic Sourcing Partners

Pet Food Category Continues to prove to be Recession Proof

May 24, 2010

Do you know which Categories in the Supermarket Industry has held up the best during these tumultuous times the past couple years? Pet Food has proven again on a 52 week Nielsen recap to be recession proof. Year over Year Sales of the Pet Food Category have grown in not only dollars but also in Units. Nestle Purina as well as Private Label continue to lead this growth for this Category.

Leland DakePresidentStrategic Sourcing Partners

Wal-Mart and the impact of their price Rollbacks on other Supermarkets

May 24, 2010

Wal-Mart has definitely shaken up the Grocery Industry again with their latest Rollback Price Program. Coming off of their unsuccessful Project Impact Program Wal-Mart needed to make a bold move. What better than to go with their old bread and butter Rollback Pricing Program. What Wal-Mart has been able to accomplish with Rollback Pricing on key items in key Categories has been amazing. We will see large Market share gains by the CPG vendors that Wal-Mart has selected as Rollback items.

Steven DennisPresident and FounderSageBerry Consulting

Luxury Retail's "Broken V Recovery"

May 21, 2010

With dramatic sales and earnings improvements, the luxury retail sector appears to be in full recovery. But a closer analysis reveals that maintaining sales and profit momentum is about to get a lot more challenging.

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