GLG News by Subprime Mortgage Experts (US)

Maureen BoltonPrincipalGlobal Capital Access

Harvard isn't Worried About Housing Bust

June 16, 2006

Analysis of:Housing Boom 2.0 | money.cnn.com

This article is a useful summary of the report recently issued by Harvard's Jt. Center for Housing Studies on the current state of the US Housing market.

It contains demographic information and interpretations of such information by industry experts, such as Nicholas Retsinas, former FHA commissioner and presently head of Harvard's Jt. Center for Housing Studies.  Information about the amount of equity US homeowners currently have in their homes is deemed to provide enough of a cushion to protect homeowners with complex mortgages such as IOs or option ARMs

Bottomline -data indicates that the US housing boom is coming to an end. however, US demographics indicate that continued demand will limit the amount of appreciable housing price declines.

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