GLG News by US Life Insurance Pricing Trend Experts

Mark MariottiChief Executive OfficerFuture Management Holdings Inc

Writedown low is a floor, cycles continue...

August 8, 2008

Analysis of:Wall Street braced for further $11bn writedown at Citigroup | business.timesonline.co.uk

a) markets self correct b) yes all sorts of pain occurs c) the cycle continues... lows become floors and investors flood in

Mark MariottiChief Executive OfficerFuture Management Holdings Inc

The US refined petrolium gasoline consumer must now smell the coffee

August 8, 2008

Analysis of:Chrysler Offers Gas Deal To Jolt Sales | online.wsj.com

For many decades, the world's refined petrolium gasoline consumer  have not had such a plentiful and affordable stream of energy. Finally, the US refined petrolium gasoline consumer has experienced a history of $.27 a gallon in the sixties to $4.50 a gallon today. Price, will eventually CHANGE the habits of the US refined petrolium gasoline consumer.

Mark MariottiChief Executive OfficerFuture Management Holdings Inc

Hardware & Software Duality

June 19, 2008

Analysis of:HP to Acquire EDS for $13.9 Billion | www.hp.com

HP is a long time solid provider of computer hardware, and EDS (founded the information technology out-sourcing industry more than 45 years ago) is a longtime provider of system services. The Plan of Merger, dated as of May 13, 2008, by and among EDS, Hewlett-Packard Company and Hawk Merger Corporation, under which EDS would be acquired by Hewlett-Packard Company appears to merge two very strong technology companies into one   diversified technology giant.

Mark MariottiChief Executive OfficerFuture Management Holdings Inc

Las Vegas Housing Parabola

June 17, 2008

Analysis of:HOME INVENTORY INCREASES IN MAY | www.lvrj.com

With 45 percent of contingent sales identified as "short sales," or sales in which the lender will be required to accept less than the principal balance owed, we can't expect investor demand to grow. Investors currently have other more liquid and stable securities to place their bets, and these instruments are yielding strong cash-flows.

Mark MariottiChief Executive OfficerFuture Management Holdings Inc

CHANGE for the better

May 27, 2008

Analysis of:MGAs Need To Prepare For Hard Market Now | www.propertyandcasualtyinsurancenews.com

MGA's can seek out better lines and Company deals. MGA's can seek out training to meet the changing demands. One very specific area an MGA can capitalize on is TECHNOLOGY.

Mark MariottiChief Executive OfficerFuture Management Holdings Inc

If history teaches us anything... it teaches us NOT to predict the future.

April 29, 2008

Analysis of:Is now the time to aggressively buy semi stocks, i.e. is the bottom of the cycle near? | www.edn.com

But the future can be managed. We can look at the past cycles and then extrapolate forward potential probabilities. When markets contract, they can keep contracting to oblivion. But the probabilities of markets which are infrastructure tested, tried and true, tend to rebound. Demand growth and upgrades within this market alos indicate stgrong probabilities of recovery. Automobile, real estate, semiconductors, consumer electronics, transportation, financial markets all have probabilities of recovery from their respective lows. Bottom fishing is a tricking business, I suggest that small tax-lot scouts be positioned to exploit dollar-cost-averaging if the market does rebound, and mitigate allocation in case the market stalls.

Mark MariottiChief Executive OfficerFuture Management Holdings Inc

Rotation continues towards Internet commerce.

April 28, 2008

Analysis of:Internet Economy Looks Strong, Some Experts Say | www.cio.com

Many factors, such as; convenience,  better fraud protection, acceptance,  user interface improvements, peer reviews, dysfunctional brick and mortar stores, high transportation costs all contribute to the growth of Internet commerce. The list is very short which tracks products and services which do not have an Internet presence. More products and more services are added to the business-to-consumer Internet transaction. Small ticket items ranging $20 or less, to $100,000 exotic sports cars are becoming much more acceptable for Internet commerce.

Mark MariottiChief Executive OfficerFuture Management Holdings Inc

Trading is a transaction based model

April 28, 2008

Analysis of:TD Ameritrade 2Q profit rises 32 percent on trading activity | biz.yahoo.com

Whether markets are up or down - if a trading company such as TD Ameritrade (merged from many different trading companies and platforms), Scottrade, Schwab, Knight, etc runs their business efficiently, trade volume effect growth.Seems that towards the end (long trade exits - short trade entrance) of a bull market, and beginning (long trade entrance - short trade cover) of a bull market the equity trades intensify.

Mark MariottiChief Executive OfficerFuture Management Holdings Inc

Congress changed the rules

April 21, 2008

Analysis of:Freddie to Finance Jumbo Loans | online.wsj.com

Freddie Mac (GSE - Government-Sponsored Enterprises) wastes no time and begins to finance $10 billion to $15 billion in jumbo mortgages from big lenders. This follows the actions of other GSE's to add liquidity into the real estate market. I sincerely believe that this effort will help to flatten out the sagging real estate market and brace the industry with a solid floor to grow from. Please, congress... keep up the good work and continue to CHANGE the mortgage lending industry. Times and technology have CHANGED in such ways to help prevent another mortgage lending liquidity crisis in the future. Surely, many current homeowners which owe mortgages on their homes, are currently feeling the bite of rate cap creep and overall monthly mortgage payment increases. And many unhappy borrowers which cannot continue making the payments, will look to congress to CHANGE the lending industry rules to help them 'work out' solutions with their lenders, WITHOUT BURNING THE INVESTOR.

Mark MariottiChief Executive OfficerFuture Management Holdings Inc

Steady Freddy... Fannie... Penny and the FHA

April 21, 2008

Analysis of:Mortgage applications up, FHA index climbs more | www.reuters.com

Current 'so called' mortgage metrics are not necessarially useful now or in the future. Ratios and numbers can always leave room for interpretaion and misdiagnosis.   Definately positive refi action is taking place for the strapped borrowers and principal committed investors; the GSE's should keep this effort going. However... If foreclosure mitigation and borrower forbearance refinancing are counts which are included in overall refinancing - well that can blurr the condition of the lending industry and the real estate market's overall recovery.

Previous Page : 567891011121314Next91 to 100 of 151